Dental Insurance Plans for Implants
Dental implants are an effective way to replace missing teeth and restore a beautiful smile. However, the cost of dental implants can be prohibitive, and many people may not have the financial means to pay for them out of pocket. That’s where dental insurance comes in. With the right dental insurance plan, you can get the coverage you need for dental implants and other dental procedures at an affordable cost. In this article, we’ll take a closer look at the best dental insurance plans for implants, based on coverage, cost, and customer satisfaction.
What are Dental Implants?
Dental implants are artificial teeth that are surgically implanted into the jawbone. They are used to replace missing or damaged teeth and can be used to anchor dentures or bridges. The implant itself is typically made of titanium, and it is anchored into the jawbone to serve as a base for a crown, bridge, or denture. Dental implants are a popular option for people who have lost teeth due to injury, decay, or other issues.
Why Do You Need Dental Insurance for Implants?
Dental implants are a major dental procedure that can be expensive. The cost of dental implants can range from $1,000 to $4,000 per tooth, depending on the complexity of the procedure and the materials used. In addition, there may be additional costs for x-rays, anesthesia, and follow-up appointments. Dental insurance can help to cover these costs, making it more affordable to get the dental care you need.
The Best Dental Insurance Plans for Implants
When it comes to dental insurance plans for implants, there are many options to choose from. Here are five of the best dental insurance plans for implants, based on coverage, cost, and customer satisfaction:
- Delta: Dental Delta Dental is one of the largest dental insurance providers in the United States. It offers a variety of dental insurance plans that cover dental implants and other dental procedures. Delta Dental also offers a dental implant program that provides discounts on dental implants for members.
Delta Dental’s dental implant program offers savings of up to 50% on dental implants, depending on the plan. The program is available in many states and is offered through participating dentists. Delta Dental also offers a variety of other dental insurance plans that cover dental implants, including its Premier and PPO plans.
- Humana: Humana is another popular dental insurance provider that offers dental implant coverage. Humana offers a variety of dental insurance plans that cover dental implants and other dental procedures. Its dental implant coverage varies depending on the plan, but many plans cover at least a portion of the cost of dental implants.
Humana also offers a dental savings plan that provides discounts on dental services, including dental implants. The Humana Dental Savings Plus Plan offers savings of up to 20% on dental services, including dental implants.
- Cigna: Cigna is a global health services company that offers a variety of dental insurance plans. Its dental insurance plans cover dental implants and other dental procedures. Cigna also offers a dental discount plan that provides discounts on dental services, including dental implants.
Cigna’s dental discount plan offers savings of up to 50% on dental services, including dental implants. The plan is available to individuals and families and is offered through participating dentists.
- MetLife: MetLife is another major dental insurance provider that offers dental implant coverage. MetLife offers a variety of dental insurance plans that cover dental implants and other dental procedures. Its dental implant coverage varies depending on the plan, but many plans cover at least a portion of the cost of dental implants.
MetLife also offers a dental discount program that provides discounts on dental services, including dental implants. The program offers savings of up to 45% on dental services and is available to individuals and families.
- Guardian: Guardian is a dental insurance provider that offers a variety of dental insurance plans that cover dental implants and other dental procedures. Its dental implant coverage varies depending on the plan, but many plans cover at least a portion of the cost of dental implants.
Guardian also offers a dental savings plan that provides discounts on dental services, including dental implants. The plan offers savings of up to 35% on dental services and is available to individuals and families.
Comparison Table of Dental Insurance Plans for Implants To help you compare the dental insurance plans for implants, here is a table summarizing the coverage, cost, and other important features of the five dental insurance providers we discussed above:
| Dental Insurance Provider | Coverage for Implants | Annual Cost for Individual Plan | Annual Cost for Family Plan | Additional Features |
|---|---|---|---|---|
| Delta Dental | Yes | $240-$450 | $660-$1,100 | Discounts on implants for members |
| Humana | Yes | $185-$460 | $560-$1,100 | Dental savings plan available |
| Cigna | Yes | $200-$400 | $500-$1,000 | Dental discount plan available |
| MetLife | Yes | $180-$400 | $500-$1,200 | Dental discount program available |
| Guardian | Yes | $185-$350 | $560-$1,100 | Dental savings plan available |
Conclusion
Getting dental implants can be a major expense, but with the right dental insurance plan, it can be more affordable. When choosing a dental insurance plan for implants, it’s important to consider factors such as coverage, cost, and customer satisfaction. The five dental insurance providers we discussed above are among the best in the industry for dental implant coverage. By comparing the features and costs of each plan, you can find the right dental insurance plan for your needs and budget.
